When the global financial crisis unfolded in 2008, many law students viewed the headlines as distant events. For Jin, they became the spark that shaped her career. Studying in the UK at the time, she closely followed the collapse of Lehman Brothers in the U.S. and soon after pursued a master’s degree with a focus on restructuring in New York. That early exposure to financial upheaval gave her a clear sense of direction: restructuring was not just a technical discipline but a vital mechanism for stabilizing economies and protecting value.
Her career began with a leap into restructuring after interviewing with Jason Kardachi, the Global Co-Head of Restructuring at Kroll. That decision shaped her professional trajectory, leading her into a field where she could combine legal insight with financial problem solving.
Hyflux: A Career Defining Case
Jin has achieved significant milestones in a relatively short time at Kroll. One of her most notable engagements was the restructuring of Hyflux, a publicly listed Singapore water company. Representing multiple banks with millions in claims, she worked through one of the most contentious restructuring battles in Singapore’s history. “The dispute was so high profile that filings were appearing in the newspapers almost daily,” Jin recalls.
The case unfolded against newly updated insolvency laws designed to give companies more protection, creating a complex environment where lenders sought to enforce rights while the company fought to preserve itself under moratorium. Ultimately, her team secured the judicial management and subsequent liquidation of Hyflux enabling Kroll to take control of the company and protect creditor value.
High-Net-Worth Asset Recovery
Another interesting engagement involved asset recovery against a high-net-worth individual with assets spread across multiple jurisdictions. Her team traced villas in Italy and bank accounts in Estonia, Latvia and Cyprus, using corporate tools and investigative evidence to secure control before assets could be dissipated.
“It was all about urgency,” she explains. “We had to move quickly to secure assets before they disappeared.” The matter was ultimately settled for the full amount owed plus interest and costs. This case highlighted the creativity required in asset recovery, showing how insolvency tools can be used not just to investigate but to enforce across borders.
Asset Recovery and Enforcement
Today, Jin plays a key role in driving Asia’s focus around Asset Recovery and Enforcement (ARE) with an emphasis on positioning asset recovery as a product and educating clients on how enforcement can achieve flexible and effective outcomes. Unlike competitors, her team takes on directorship roles, uses corporate mechanisms to secure control without waiting for court recognition and integrates investigations to map assets and enforce judgments.
“For many clients, the problem is simple,” she says. “They have spent millions on litigation and end up with an expensive paper judgment. By the time the case concludes, the assets are gone. What we do is bridge that gap. We turn judgments into real recoveries.”
Leadership Perspective
Kroll’s Asia practice is leading in this space, with Kroll’s team recognized for its aggressive but strategic enforcements. At the Restructuring Conference 2026, panels reinforced that enforcement is not just about legal rights but about foresight and speed. “The difference is that we know how to use corporate tools to secure control,” Jin explains. “We step into directorship roles, we act as receivers, we use liquidator powers. That is what sets us apart.”
In a market where judgments often remain unenforced, Kroll’s approach shows how strategy and corporate control can turn legal victories into real recoveries. For lawyers, that means partnering with a team that can bridge the gap between litigation outcomes and tangible asset enforcement.
Beyond Work
Outside of work, Jin is committed to staying active. Running is her main go to activity, and you might spot her at Gardens by the Bay, if you are ever in Singapore. Her real passion, though, is diving and snorkeling. Whenever there is a chance to put on a mask, she takes full advantage, embracing a pursuit that brings her peace, satisfaction and enjoyment.
Beyond fitness, her daughter is a central part of her world. “She keeps me grounded,” Jin says. “No matter how complex the cases get, she reminds me what really matters.” These personal pursuits reflect the same discipline and focus she brings to her professional life, but in a more restorative and meaningful way.
